Business Purchase Decision Tool

Before you spend money on your business, take a few minutes to make sure the purchase supports what you’re trying to build.

This tool will help you look at the cost, the problem you’re trying to solve, and whether the timing makes sense. Answer each question honestly, then use your score and next steps to decide whether to move forward, test a lower-cost option, or pause for now.

Before You Spend Another Dollar | Cattleman U

The Purchase

Fill this out every time you're about to spend money on the business.

What am I thinking about buying? Estimated cost Is this a one-time or recurring cost? What problem am I hoping this solves? Is this for starting, fixing, growing, or making the business feel more official?

Does This Pay for Itself?

Optional. Skip this if the purchase doesn't have a clear dollar return.

Are you financing this instead of paying cash? Will this save you money or bring in new revenue?

Score It

Answer honestly. Don't score it to justify a decision you've already made.

Will this help me make money?

Will this help me serve customers better?

Will this simplify my work?

Do I know exactly how I'll use it?

Do I have the money for it without creating stress?

Is this the right time for this purchase?

Have I tested the idea enough to justify this?

Total Score 0 / 35

Your Result

Next Step

If you're not a clear green, work through these before you spend.

What needs to be clearer before I spend the money? What's a lower-cost way to try this first? What question do I need help answering? Is this a decision I should get outside input on?

Questions? Email info@cattlemanu.com for support.

Want help thinking through the bigger decisions?

This tool can help you slow down and look at one purchase more clearly. But sometimes the real question is bigger than whether to spend the money.

At our event, Start to Scale, you'll work through decisions like this in person with Karoline, alongside a small group of women building or growing their businesses. You'll look at your numbers, priorities, offers, and next steps, then leave with a plan you can use.